1. Overview
Contractor Cost Hub ("we," "us," or "our") publishes free calculators and guides for contractors. This Privacy Policy explains what information we collect when you visit this website, how we use it, and the choices available to you. By using this site, you agree to the practices described here.
2. Calculator Data — No Server-Side Storage
Every calculator on this site (surety bond, license cost, tax, startup cost, and insurance) runs entirely in your browser using JavaScript. The numbers you type into a calculator — such as income, revenue, bond amount, or state selection — are processed locally on your device to produce an estimate. We do not transmit, collect, or store any information you enter into a calculator on our servers or database. When you close the tab or navigate away, that input is gone. We have no record of individual calculator sessions or the figures you entered.
3. Information We Do Collect
Like most websites, we automatically collect limited technical information through cookies and similar technologies, including:
- Usage and analytics data: pages visited, time on page, referring site, device and browser type, and approximate location (city/region level), used to understand how visitors use the site and to improve content.
- Advertising cookies: Google AdSense and its partners may set cookies to serve and measure ads, including personalized advertising based on your browsing activity across sites (see Section 4).
- Cookie consent preference: a small local storage entry recording whether you accepted or rejected non-essential cookies, so we do not ask again on every visit.
We do not require account creation, and we do not knowingly collect names, email addresses, or financial account information through this site.
4. Google AdSense & Personalized Advertising
This site displays advertising served by Google AdSense. Google and its advertising partners use cookies (including the DoubleClick cookie) to serve ads based on your prior visits to this and other websites. You can opt out of personalized advertising by visiting Google Ads Settings or aboutads.info. Third-party vendors, including Google, may also use cookies to serve ads based on your past visits to this website. You can reject non-essential advertising cookies at any time using the cookie banner or our Cookie Policy page.
5. GDPR (EU/UK Visitors)
If you are located in the European Economic Area or the United Kingdom, non-essential cookies (analytics and advertising) are only set after you provide consent via the cookie banner. You may withdraw consent at any time by clearing your browser's local storage for this site or using the preference controls on the Cookie Consent page. You have the right to request access to, correction of, or deletion of any personal data we hold about you; given that we do not collect personally identifying information through calculators or account sign-up, there is typically no personal profile to access or delete beyond anonymous analytics data.
6. CCPA (California Visitors)
California residents have the right to know what categories of personal information are collected, to request deletion of personal information, and to opt out of the "sale" or "sharing" of personal information for cross-context behavioral advertising. Because advertising cookies may be considered a "share" of information under CCPA, California visitors can decline these cookies via the cookie banner or the Cookie Consent page. We do not sell personal information for monetary consideration.
7. Third-Party Links
Our guides and calculators may link to third-party resources, such as state licensing boards or surety bond providers. We are not responsible for the privacy practices of those external websites. Review their privacy policies before submitting any personal information.
8. Children's Privacy
This site is intended for business professionals and is not directed at children under 13. We do not knowingly collect information from children.
9. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. The "Last reviewed" date at the top of this page indicates when it was most recently updated.
10. Contact
Questions about this Privacy Policy or our cookie practices can be directed through the contact information listed in our site footer.