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Contractor Guides

helpful Guides to Running a Profitable Contracting Business

Straight-talk articles on startup costs, insurance, bonding, taxes, pricing, cash flow, business structure, hiring, and growth — written for contractors, not accountants.

How Much Does It Cost to Start a Contracting Business?
Startup Costs

How Much Does It Cost to Start a Contracting Business?

A realistic breakdown of what it actually takes to open your doors — from licensing to your first truck.

7 min readRead
Contractor Startup Cost Checklist
Startup Costs

Contractor Startup Cost Checklist

The line-by-line list to walk through before you take your first paying job.

6 min readRead
Contractor Profit Margin Calculator Guide
Profit & Pricing

Contractor Profit Margin Calculator Guide

How to actually use a margin calculator so the number it gives you means something.

6 min readRead
How Much Profit Should Contractors Make?
Profit & Pricing

How Much Profit Should Contractors Make?

Benchmarks by project type, and why "whatever's left over" is the wrong way to answer this.

5 min readRead
Contractor Markup vs Margin Explained
Profit & Pricing

Contractor Markup vs Margin Explained

The math mix-up that quietly underprices thousands of jobs every year.

5 min readRead
Contractor Insurance Cost Guide
Insurance

Contractor Insurance Cost Guide

What each policy actually costs, and which ones you can't legally skip.

7 min readRead
General Liability Insurance for Contractors
Insurance

General Liability Insurance for Contractors

What it actually covers, what it doesn't, and why clients keep asking for a certificate.

6 min readRead
Workers' Comp Cost for Contractors
Insurance

Workers' Comp Cost for Contractors

How premiums are actually calculated, and where crews get overcharged without knowing it.

6 min readRead
Contractor Bond Cost Guide
Bonding

Contractor Bond Cost Guide

What determines your premium, and why two contractors with the same bond amount pay different prices.

6 min readRead
Contractor License Bond Explained
Bonding

Contractor License Bond Explained

Why your state makes you buy one, and what happens if a claim is ever filed against it.

5 min readRead
Contractor Tax Guide
Taxes

Contractor Tax Guide

The taxes that actually apply to a contracting business, laid out without the jargon.

7 min readRead
Quarterly Taxes for Contractors
Taxes

Quarterly Taxes for Contractors

The four dates, the math behind them, and what happens if you skip one.

5 min readRead
Contractor Tax Deductions
Taxes

Contractor Tax Deductions

The write-offs contractors actually use, and the ones people wrongly assume don't count.

6 min readRead
How to Price Construction Jobs
Pricing Jobs

How to Price Construction Jobs

A repeatable pricing process instead of a gut-feeling number.

7 min readRead
Contractor Hourly Rate Calculator Guide
Pricing Jobs

Contractor Hourly Rate Calculator Guide

How to turn a target income into an actual billable rate that holds up.

5 min readRead
How Much Should Contractors Charge Per Hour?
Pricing Jobs

How Much Should Contractors Charge Per Hour?

Realistic rate ranges by trade, and why the lowest bidder in your market usually isn't pricing correctly.

5 min readRead
Contractor Cash Flow Management
Cash Flow

Contractor Cash Flow Management

Why profitable contractors still run out of cash, and how to stop it.

6 min readRead
Contractor Break-Even Analysis
Cash Flow

Contractor Break-Even Analysis

The minimum revenue or job count you need every month just to stay afloat.

5 min readRead
LLC vs Sole Proprietor for Contractors
Business Structure

LLC vs Sole Proprietor for Contractors

The liability and paperwork tradeoff every contractor eventually has to make.

6 min readRead
S Corp for Contractors
Business Structure

S Corp for Contractors

When electing S-corp status actually saves money, and when it's just extra paperwork.

6 min readRead
Best Accounting Software for Contractors
Software

Best Accounting Software for Contractors

What to actually look for — job costing matters more than the logo on the app.

6 min readRead
Best Estimating Software for Contractors
Software

Best Estimating Software for Contractors

How the right tool speeds up bidding without making your numbers less accurate.

6 min readRead
Contractor Business Plan Template
Planning

Contractor Business Plan Template

The sections that matter for a contracting business, skipping the generic MBA filler.

7 min readRead
How to Estimate Overhead Expenses
Planning

How to Estimate Overhead Expenses

The fixed costs that keep running whether you're on a job or not.

5 min readRead
Contractor Equipment Costs
Equipment

Contractor Equipment Costs

Buy or rent, and how to find the true hourly cost of what you own.

6 min readRead
Cost to Hire Your First Employee
Hiring

Cost to Hire Your First Employee

The number is bigger than the hourly wage — here's what actually gets added on top.

6 min readRead
Employee vs Subcontractor Costs
Hiring

Employee vs Subcontractor Costs

The cost comparison is only half the decision — classification rules are the other half.

6 min readRead
Contractor Marketing Costs
Marketing & Growth

Contractor Marketing Costs

What contractors actually spend to keep the phone ringing, channel by channel.

6 min readRead
Contractor Website Costs
Marketing & Growth

Contractor Website Costs

What a site should actually cost, and what it needs to do to earn that money back.

5 min readRead
How to Grow a Contracting Business
Marketing & Growth

How to Grow a Contracting Business

The stages most contractors go through, and where growth usually stalls.

7 min readRead